Paystand launched USDb, a USD-backed stablecoin designed for business-to-business payments infrastructure, on Bitcoin layer networks Liquid and Rootstock on April 27, 2026. The stablecoin targets the $100 trillion B2B economy with immediate adoption through Paystand’s existing network of over one million businesses. USDb is a USD-backed stablecoin, meaning each token is collateralized 1:1 with U.S. dollars held in reserve. The launch integrates stablecoin technology directly into Paystand’s full-stack CFO platform, which handles accounts receivable, accounts payable, payroll, and treasury operations across North America and Latin America.
Paystand’s Path to B2B Stablecoin Infrastructure
Paystand has processed $20 billion in total payment volume since its 2013 founding. The company expanded its capabilities through strategic acquisitions including Yaydoo, Teampay, and most recently Bitwage in November 2025. Bitwage brought 4,500 businesses and 90,000 workers into the Paystand ecosystem, with coverage in 200 countries. CEO Jeremy Almond framed USDb as the convergence of three macro forces: “AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge, and we’re launching it with the largest real-world business use case on the planet.”
Bitcoin Layer Networks Enable B2B Stablecoin Adoption
Paystand deployed USDb on Blockstream Liquid and Rootstock, two Bitcoin layer-two solutions designed for faster settlement and lower costs than mainnet transactions. Ibex is serving as the minting partner and liquidity provider for USDb. The choice of Bitcoin-connected networks aligns with Paystand’s existing infrastructure strategy and provides businesses direct access to Bitcoin’s security model without mainnet transaction costs. The stablecoin is designed for machine-to-machine transactions via AI agents and integrates with enterprise resource planning (ERP) systems already used by Paystand’s customer base.
Regulatory Path and External Expansion Planned for 2026
Paystand expects to achieve full U.S. compliance aligned with the GENIUS framework by the end of 2026. The company plans to expand USDb access to external partners throughout 2026, extending the stablecoin beyond its existing network. No specific launch dates for international offerings have been disclosed. The reserve backing ratio is maintained at 1:1 with USD. Details on reserve custody mechanisms and auditing procedures remain undisclosed.
