Ripple CEO Brad Garlinghouse has cited a new survey estimating that 67 million Americans hold cryptocurrency, arguing the industry has crossed into mainstream adoption and is no longer a fringe asset class.

The figure comes from the National Cryptocurrency Association and The Harris Poll’s 2026 State of Crypto Holders Report. The estimate represents roughly 25% of US adults, according to the survey data. Garlinghouse has long positioned cryptocurrency as requiring movement from speculation into real utility, and the ownership scale he cited suggests digital asset policy now affects a significant portion of the American electorate.

The 67 million estimate is based on a survey sample of 10,000 respondents. Measuring crypto ownership presents methodological challenges. Wallets operate pseudonymously, individual users can control multiple wallets, and exchange accounts do not necessarily indicate active ownership. The survey methodology and weighting approach were not specified in available materials.

Garlinghouse’s invocation of the figure reflects a broader industry argument that cryptocurrency ownership has reached a scale that demands mainstream regulatory and policy treatment. If one in four American adults holds digital assets, the sector cannot be dismissed as a niche financial experiment.

The Harris Poll survey is the source cited for the 67 million and 25% figures. No competing ownership estimates or alternative data sources were provided alongside the announcement. The exact survey question respondents answered to claim ownership was not disclosed.